Buy Now, Pay Later

Little Train Shop offers the following Buy Now Pay Later options at the checkout for orders over $30. Click on the logo to learn more about each. 

Pay in 4 instalments over 6 weeks with Afterpay Pay it in 6 interest free payments with Laybuy Divide Your Purchase Into 4 Instalments with PayPal Flexible Repayments with Zip Pay & Zip Money

*These options are NOT available for Gift Certificate purchases or Pre-order/Back-order items as outlined in the terms and conditions outlined by each company. 


These 'BUY NOW PAY LATER' services are not provided by Little Train Shop. It is facility offered by these organisations in which Little Train Shop offers as one of our many different payment options.  Enquiries related to accounts, signup, payments and billing are to be directed to the releavant company, which can be found below or by logging into you relevant account online or via the mobile phone app:


Little Train Shop encourages customers to be 'MONEY SMART' and to consider their financial position and ability to repay their instalments before choosing to use a 'BUY NOW PAY LATER' program. More information about being money smart can be found online at

If you or someone needs help or support with a debt, please visit the National Debt Helpline